Recently, Tencent released a message that its Retirement Credit Card Repayment and WeChat Credit Card Repayment will be charged at 0.1% of the actual repayment amount from August 1 (the amount is calculated to two decimal places, the lowest 0.1 yuan). Although for the financial management of Platinum, gold members and adhere to the 'Ai Ding Investment Plan', users who successfully transfer more than 500 yuan per month are still free of fees, but for most users, the conditions are not met. So, the current market What are the convenient credit card repayment methods that allow us to easily repay without a fee?
Alipay
As one of the most famous APPs in the field of mobile payment in China, Alipay is believed to be the most used APP for people. Currently, all the platforms of Alipay are not charged for the repayment of credit cards. Charge the handling fee, the reimbursement rate for others through Alipay computer is 0.20%, the minimum is 2 yuan per pen, the highest is 25 yuan per pen.
Jingdong Finance
As a rising star based on Jingdong Mall, Jingdong Finance also supports credit card repayment, and does not charge a fee, and in order to encourage users to use, Jingdong Finance will often push some credit card repayment coupons to deduct the repayment amount, and Jingdong wallet balance and small treasury pocket money can also be used for credit card repayment. For users who often shop in Jingdong Mall or use Jingdong financial management, it is also a good choice for credit card repayment.
Cloud flash
Cloud Flash Pay APP is the former UnionPay wallet. As the UnionPay own APP, its credibility naturally does not need to be said, and the repayment speed is also very fast. Most credit card repayments can be realized in real time. But unfortunately, the cloud flash payment APP Credit card repayment for others is not supported, and the debit card used at the time of payment must be the same as the account name of the repaid credit card.
Bank APP
At present, all banks have corresponding credit card-specific APPs, such as the life of China Merchants Bank, the payment of Bank of Communications, the discovery of Guangfa Bank, etc. These apps basically support the repayment of debit cards of the Bank, and For the binding of his debit card, cross-bank repayment also has support, but the more troublesome is an app, which is more troublesome for users with more credit cards.
Therefore, in terms of WeChat, we still have a variety of credit card free reimbursement methods for everyone to choose from, but for users with more credit cards, it is important not only whether the repayment method is convenient or not, but also remember that the repayment date is the same. Important, otherwise the credit card will be overdue, it will not be worth the loss.